Tom is a commercial Real Estate Loan Officer/Broker with more than 30 years of experience in Commercial Real estate lending and loan process. His areas of expertise are including, but not limited to Loan Documentation, Commercial Real Estate Valuation, Construction Lending, Sourcing & Originating Deals, Loan Structuring, Credit Analysis, Risk Analysis and management. Tom holds a degree in Master of Business Administration and completed Chemical Bank’s Credit Training Program. As a former Senior Managing Director and a Vice President with Sterling National Bank and Metropolitan National Bank in New York, Tom directly supervised various teams in originating over 700 loans and managing portfolios in excess of $1 Billion.